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PayPal: PayPal Credit reviews

4.73
Based on 144,311 reviews, last reviewed 22nd Jun 2026
4297250% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

View my account at a glance I only new pay in 3 with PayPal, because of them most outlets have started using it! I prefer staying with PayPal as I can review all the pay in 3's a... Read more Reviewed on: 22nd June 2026
Katy's avatar
Katy

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144311)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent availability for purchasing items with cho...

5
Excellent availability for purchasing items with choice on payment. Regular reminders for payment due. Fabulous customer service with polite and friendly staff and resolutions to issues. Brilliant !!!!! Reviewed on: 10th June 2026

expellant service

5
i have never had a issue ,even when claiming back money where items have been faulty/not turned up Reviewed on: 10th June 2026

Never have any problems with PayPal.

5
Never have any problems with PayPal. I won't buy on the Internet if PayPal isn't offered as an option for payment. I feel safer knowing Pp is protecting me. Reviewed on: 10th June 2026

I have used pay pal for a few years .

5
I have used pay pal for a few years ..its just perfect for me ..i book holidays and concert tickets knowing im protected and can split my payments Reviewed on: 10th June 2026

Easy to use and easy to track balances, make payments.

5
Easy to use and easy to track balances, make payments. Also good range of payments options and retailers that accept Reviewed on: 10th June 2026

Always helpful, understanding quick efficient

5
Always helpful, understanding quick efficient Reviewed on: 10th June 2026

Excellent service

5
Excellent service fast and responsive to any questions. Reviewed on: 10th June 2026

Easy transactions

5
Always been easy to use and secure transactions Reviewed on: 10th June 2026

Easy to use

5
Super easy to use, love the credit features. Reviewed on: 10th June 2026

Easy to use and apply for.

5
Easy to use and apply for. Given decision quickly and simple to pay back Reviewed on: 10th June 2026