Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144494 reviews)

View other PayPal products

4.73

Based on 144,494 reviews, last reviewed 22nd Jun 2026

4305550% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for emergencies I've never had any problems with using PayPal credit. It's great for emergencies Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144494)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Love PayPal Credit

its on hand when you need it the most Reviewed on: 10th June 2026

Great experience can always rely on PayPal for secur...

Great experience can always rely on PayPal for secure transactions Reviewed on: 10th June 2026

First choice

Customer service can be patchy and it's not the easiest to understand how they manage the credit statements, but the ease of use, especially enhanced with the added credit card makes paypal my first choice. Reviewed on: 10th June 2026

PayPal always makes me feel secure in my purchases.

PayPal always makes me feel secure in my purchases. If I am unfamiliar with a website I always look for PayPal before I make a purchase. Additionally, the app is user friendly and the multiple pay options make it a go to for me. Reviewed on: 10th June 2026

ExBeen A Good Experience

It’s Been A Good Experience using paypal Reviewed on: 10th June 2026

Best service in every way absolutel peace of mind

Best service in every way absolutel peace of mind Reviewed on: 10th June 2026

PayPal has been my saving grace since I joined.

PayPal has been my saving grace since I joined. They’re very straightforward and direct. Reviewed on: 10th June 2026

Good ,straightforward service where you have a clear...

Good ,straightforward service where you have a clear view of service Reviewed on: 10th June 2026

Always someone to answer my queries or sort out my a...

Always someone to answer my queries or sort out my account. I find the pay in 3 very helpful Reviewed on: 10th June 2026

Never had a problem paying / using PayPal

Never had a problem paying / using PayPal Reviewed on: 10th June 2026

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub