Paid advertisement
Smart Money People Logo

PayPal: PayPal Credit reviews

4.74
Based on 114,180 reviews, last reviewed 25th May 2026
2921350% increase in 5 star reviews
in the past 90 days
8550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely love PayPal. Absolutely love PayPal. Makes life easier to pay for items without giving out all details. Reviewed on: 25th May 2026
Jackie 's avatar
Jackie

Latest lowest rating:

2

Standards dropping PayPal used to have a good reputation for protecting purchases but the standards have dropped. Reviewed on: 25th May 2026
K FW's avatar
K FW

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (114180)

Wonderful customer experience

5
Absolute premier class nobody can beat PayPal for customer service and honesty Reviewed on: 8th July 2022

Help me to bring me bck in hard times thank you

5
I like PayPal because it been used everywhere in the world I stand for correction . When I joined they they have been there to answer every question and chase for illicit transactions and get my money bck is advantage to be part of the family Reviewed on: 8th July 2022

Perfect credit

5
Iam so happy with PayPal credit Reviewed on: 8th July 2022

100 % recommend this product

5
As always, PayPal credit card customer service always there for you when you need them. Very professional, helpful, and friendly. Can’t really complain. Reviewed on: 8th July 2022

Excellent

5
Using PayPal is simply the best option, I’d definitely recommend. Reviewed on: 8th July 2022

Paypal is good cuz every payment made of paypal and refundable

5
My experience is amazing with paypal Reviewed on: 8th July 2022

Easiest credit facility ive used

5
I love how manageable it is and user friendly. I love how easy it is to spread larger purchases over 4 months and keep track of them from pay day to pay day Reviewed on: 8th July 2022

Amazing product

5
Amazing credit card , the 4month interest free is so useful Reviewed on: 8th July 2022

Amazing PayPal credit card

5
I'm very happy because I have PayPal credit card. I can to using it for purchase. Thanks Reviewed on: 8th July 2022

0% interest 4 months

5
Love their 0% for 4 months if over £99 spend. Gives me great flexibility especially when money is low close to pay day. Thanks PayPal? Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review