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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPal offer a wide range if services.

PayPal offer a wide range if services. When I contacted PayPal re a payment issue it was resolved quickly Reviewed on: 15th April 2026

The best ever payment platform

The best ever payment platform by far compared to others. It's safe and reliable at all times. Reviewed on: 15th April 2026

PayPal has been excellent!

PayPal has been excellent! The safety/ease of use, UI friendly system and ease of use makes it brilliant. I’ve been using PayPal for years, and it’s definitely super convenient for purchases online or subscriptions. Reviewed on: 15th April 2026

So Easy even if can use it and understand

Easy to use and self explanatory when navigating around account. Reviewed on: 15th April 2026

Never had any issues with PayPal at all, great servi...

Never had any issues with PayPal at all, great service and customer service if something goes wrong Reviewed on: 15th April 2026

Stress free purchases and easy to keep track of spen...

Stress free purchases and easy to keep track of spending also great to transfer monies to friends and family Reviewed on: 15th April 2026

I've used PayPal Credit several times and always fou...

I've used PayPal Credit several times and always found the service to be excellent..No issues and would certainly recommend... Reviewed on: 15th April 2026

Fabulous service.

Fabulous service. No issues when I have a problem and always happy to help. Enthusiastic staff and feel greatly supported. Reviewed on: 15th April 2026

Nothing negative.

No issues. All is as expected. Nothing negative to moan about Reviewed on: 15th April 2026

Good 0% interest credit plans on most brands

Good 0% interest credit plans on most brands Reviewed on: 15th April 2026

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