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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 114,158 reviews, last reviewed 25th May 2026
2920450% increase in 5 star reviews
in the past 90 days
8550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A quick and easy service without having to overpay a... A quick and easy service without having to overpay and struggle with repayments. Easy to make additional payments and the App provides good up to date... Read more Reviewed on: 25th May 2026
Dominic P's avatar
Dominic P

Latest lowest rating:

2

Standards dropping PayPal used to have a good reputation for protecting purchases but the standards have dropped. Reviewed on: 25th May 2026
K FW's avatar
K FW
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114158)

Great company

5
Never have any issues with payment or with receiving the offer Reviewed on: 8th July 2022
Zuzana palsakova's avatar
Zuzana palsakova

Love paypal very easy to use and very helpful

5
Everything goes smoothly even if things go wrong paypay is great you can use it on so many different things been really helpful in this crisis with money so tight Reviewed on: 8th July 2022
Debbie Williams's avatar
Debbie Williams

Pay pal credit

5
Pay pal credit is a great way of spreading the cost and so easy to use . Kept up the good work . Reviewed on: 8th July 2022
Simon Gilmartin's avatar
Simon Gilmartin

Brilliant

5
Excellent service and I would highly recommend this to anyone Reviewed on: 8th July 2022
Ahmed Osman's avatar
Ahmed Osman

Life saver

5
Very good company offering real life solutions. Excelent customer service with good understanding of customer needs. Reviewed on: 8th July 2022
Antonio Basilio Fernandes 's avatar
Antonio Basilio Fernandes

Trust and flexibility...

5
It's convenient to use Paypal Credit in so many ways from online clothes shopping to takeaway deliveries to choosing and buying a new TV. Interest Free over 4 months on any purchase over £99 or the "Pay In Three" method, again interest free. Manage and budget with ease and flexible payback method that works with my life ! It's brilliant - so get on board ! Reviewed on: 8th July 2022
Kevin Horan's avatar
Kevin Horan

So easy.

4
Transactions are quick, easy and safe. The ability to get 0% credit for a few months is brilliant. Makes those big purchases more manageable. Reviewed on: 8th July 2022
Duncan Adam's avatar
Duncan Adam

Quick, easy and always there for you

5
Paypal credit offers quick and easily acessible credit options at a distance of a finger. The 24/7 support is also much appreciated. Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

Easy credit

5
Brilliant to have 4 months intrest free Reviewed on: 8th July 2022
Stacey Small's avatar
Stacey Small

Highly recommended

5
Highly recommended I use it all the time it makes my life easier Reviewed on: 8th July 2022
Rehan Rathore's avatar
Rehan Rathore

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