Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (114130 reviews)

View other PayPal products

4.74

Based on 114,130 reviews, last reviewed 25th May 2026

2919050% increase in 5 star reviews

in the past 90 days

8550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Thanks!!! Everything is straightforward, easy to understand, and accessible. Thanks to this company, I received financial support at the right time.Repaying the... Read more Reviewed on: 25th May 2026

Latest lowest rating:

2

Standards dropping PayPal used to have a good reputation for protecting purchases but the standards have dropped. Reviewed on: 25th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (114130)

Amazing!

I love PayPal credit! It is so easy to use and super easy to access. They have amazing customer advisors who are always available if you have any queries with your credit account Reviewed on: 8th July 2022

Best Credit Card offers

With interest free offers such as pay-in 4 it makes it easier to clear your balance quicker Reviewed on: 8th July 2022

Convenient and helpful

So far so good. It has helped me through some very intense months i hope to completely recover from soon Reviewed on: 8th July 2022

Excellent product

The product is excellent and customers service is unrivalled Reviewed on: 8th July 2022

Paypal

Very good , great product and easy to use Reviewed on: 8th July 2022

Hassle free

I use their services extensively and have never had a problem. Very fair. Reviewed on: 8th July 2022

Simple, generous credit

The PayPal service is a breeze to use and the 4 month interest free for purchases over £100 is incredibly useful. Reviewed on: 8th July 2022

I like to pay with PayPal credit

I am using PayPal credit more than my debit card or online pay and I like PayPal credit account . Reviewed on: 8th July 2022

PayPal credit

Excellent credit lender, easy to Purchase things from almost anywhere, great apr as well Reviewed on: 8th July 2022

So simple to use!

Haven't found anywhere I can't use it! Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.45 from 25 reviews
Payments
from PayPal 4.73 from 3725 reviews
Loan
from Snap Finance 4.79 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 53929 reviews
Payments
from PayPal 4.73 from 3725 reviews
Credit card
from PayPal 4.70 from 84 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub