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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

They are always responsive every time I contact them...

They are always responsive every time I contact them and always try to help. Reviewed on: 15th April 2026

Very easy to use.

Very easy to use. Gives your finances more flexibility. Easy to manage through the app, which gives you control over payments and pay over time purchases/pay in 3 purchases. Can be used at most retailers. Reviewed on: 15th April 2026

Easy to use

It’s very handy to have when you don’t want to pay for something straight away. Reviewed on: 15th April 2026

Excellent

I have the chance to use PayPal credit and debit to pay in bits or instantly and get rewarded points. Reviewed on: 15th April 2026

I never had a problem using my PayPal.

I never had a problem using my PayPal. I can always choose the best way I can pay for my bills. Reviewed on: 15th April 2026

PayPal is life saver.

PayPal is life saver. I use it every time I need to buy something for myself, my family or friends and money are tight.I have different payment options si you can choose depending your circumstances. I highly recommend it yo everyone. Reviewed on: 15th April 2026

Easy to use and brilliant.

Easy to use and brilliant. Can access it from anywhere snd very easy to transfer and recieve money in seconds. Reviewed on: 15th April 2026

PayPal is a GAME CHANGER

I used to just use PayPal for ebay purchases. Then I downloaded the PayPal app = GAME CHANGER. It introduced me to the magical world of PayPal, more choices, such as PayPal Credit, Pay in 3, Virtual Card, Points rewards scheme, money off & rewards from participating vendors. There are many other things I have yet to explore on there. I've just scratched the surface. Reviewed on: 15th April 2026

My review is on both,I have used PayPal for many yea...

My review is on both,I have used PayPal for many years and it has never disappointed me.i like the flexibility and how easy it is to pay for things-that would like to purchase.very easy to settle up early.i feel protected with using this service and will continue to use this service in the future. Reviewed on: 15th April 2026

Easy does it

Easy to track and control, convenient, safe and secure to use in everyday shopping. It also gives peace of mind due to shopping abroad for example. Reviewed on: 15th April 2026

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