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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

My PayPal credit experience

Its fine and usually get notified about any upcoming changes. Reviewed on: 15th April 2026

PayPal is the easiest way to pay for goods bought on...

PayPal is the easiest way to pay for goods bought online, if there is a dispute PayPal is always working hard to resolve and protect their customers interest, their customer service is very reliable and professional Reviewed on: 15th April 2026

PayPal credit is my absolute preferred way to pay

PayPal credit is my absolute preferred way to pay on any site. I feel super protected when I use it, and I always feel well communicated with when I use it (sent reminders about payments etc). Have used it for a few years now and have no plans on using a credit card instead! Reviewed on: 15th April 2026

Everytime safe payments.

Everytime safe payments. Proper help if you need any Reviewed on: 15th April 2026

Never had any problems easy way to shop definitely r...

Never had any problems easy way to shop definitely recommend Reviewed on: 15th April 2026

Love using PayPal

Always prompt service offering multiple payment options Reviewed on: 15th April 2026

Aysel Yazadzhi

Always using PayPal for my purchases, easy to use, good benefits Reviewed on: 15th April 2026

The best way to spread the cost

It’s very easy to use and with the added card it makes it so easy to use online or over the counter. The interest free credit is just the best and I’ve used it many times to pay for my holiday and it certainly helps to spread the cost. Reviewed on: 15th April 2026

Used PayPal for years never an issue and when i have...

Used PayPal for years never an issue and when i have needed to; staff have been extremely helpful Reviewed on: 15th April 2026

Great service very good support everything you would...

Great service very good support everything you would need with online banking Reviewed on: 15th April 2026

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