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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 114,353 reviews, last reviewed 26th May 2026
2929400% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Straight forward no issues. Straight forward no issues. App is easy to navigate and use for setting balance and making payments. Easy to use when paying online and in store Reviewed on: 26th May 2026
Jennifer L's avatar
Jennifer L

Latest lowest rating:

1

PayPal finance provider is not good for short and lo... PayPal finance provider is not good for short and longer credit finance as this credit effects instantly on credit score, also very strict finance pro... Read more Reviewed on: 25th May 2026
Raheel Masood Wasti's avatar
Raheel Masood Wasti
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (114353)

0% finance you can use again and again!

5
Fantastic service that is quick and easy to use for purchases over £99+. Offering 0% finance for 4 months helps spread the cost making gift / bigger purchases easier. Cannot fault the service - any issues can quickly be raised in the Message Centre with a prompt reply and resolution. Reviewed on: 13th June 2022
HAR's avatar
HAR

Pay your pals through PayPal

5
It’s so easy, good interest, and best of al 3 easy payments so quick and easy Reviewed on: 13th June 2022
Susan 's avatar
Susan

Very easy to use

5
I have been using PayPal credit for a long time.i never had any problem with them.very easy transaction everytime. Thank you PayPal credit Reviewed on: 13th June 2022
Mr Habib elnachef's avatar
Mr Habib elnachef

Review PayPal: PayPal Credit now

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