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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (114339 reviews)

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4.74

Based on 114,339 reviews, last reviewed 25th May 2026

2928700% increase in 5 star reviews

in the past 90 days

8600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have the security of knowing that my purchases are... I have the security of knowing that my purchases are easy to track, refund if there's an issue, or use some of the flexible payment options Reviewed on: 25th May 2026

Latest lowest rating:

1

PayPal finance provider is not good for short and lo... PayPal finance provider is not good for short and longer credit finance as this credit effects instantly on credit score, also very strict finance pro... Read more Reviewed on: 25th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114339)

Easy and safe to use

No problem way to purchase the big items Reviewed on: 13th June 2022

Excellent and more!!!

Is a fantastic idea about how can you buy something without interest and without problems, easy app and all goes well Reviewed on: 13th June 2022

The best payment method for delayed payment online

I will definitely recommend PayPal credit as the best payment method for online purchase. Mainly with of of the options for delayed payment which allows you to budget for larger purchases. Reviewed on: 13th June 2022

Brilliant for an unplanned purchase

PayPal is by far and away the best credit provider I’ve dealt with. If you have an unexpected outlay (say a new washing machine) which you can’t afford outright, you get four months of free credit! Far better than my credit card provider! Thank goodness for PayPal!! Reviewed on: 13th June 2022

Interest free purchases.

4 months interest free credit on purchases over £99. A great offer and it never expires. Reviewed on: 13th June 2022

Easy to use

Accepted everywhere and easy to manage Reviewed on: 13th June 2022

Easy

PayPal credit makes paying for large orders manageable. I don’t even use my credit card because PayPal credit allows me to pay back over four months no interest! Reviewed on: 13th June 2022

Good

I will recommend it to everyone Reviewed on: 13th June 2022

Paypal is safe and quick

You can buy pay 3 plan with no intersest! Reviewed on: 13th June 2022

Just Works and 0%

Just works and 0% for 4 months is perfect for those little bit bigger purchases Reviewed on: 13th June 2022

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