Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (114351 reviews)

View other PayPal products

4.74

Based on 114,351 reviews, last reviewed 25th May 2026

2929300% increase in 5 star reviews

in the past 90 days

8600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy and useful I love using PayPal credit it allows me to buy things over time without paying anything extra. Also very easy and comparable to use. Reviewed on: 25th May 2026

Latest lowest rating:

1

PayPal finance provider is not good for short and lo... PayPal finance provider is not good for short and longer credit finance as this credit effects instantly on credit score, also very strict finance pro... Read more Reviewed on: 25th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (114351)

Paypal is safe and quick

You can buy pay 3 plan with no intersest! Reviewed on: 13th June 2022

Just Works and 0%

Just works and 0% for 4 months is perfect for those little bit bigger purchases Reviewed on: 13th June 2022

Great Service

The Paypal credit service is truly amazing. I use it a lot as the 0% interest over 4 months which is great. Reviewed on: 13th June 2022

Convenient

A useful line of credit with a manageable credit limit Reviewed on: 13th June 2022

PAYPAL CREDIT

It really helps with payments and spreading costs over 4 months with no interest. It’s very good and convenient. PayPal customer service very accommodating and easy going too! Reviewed on: 13th June 2022

Easy and fast

Easy and Quick to use, very handy Reviewed on: 13th June 2022

excellent great business

Just simply awesome, it's easy to use and very trustworthy. you can buy crypto, cash balance or credit its as easy as 123. Reviewed on: 13th June 2022

Best ever for me like it so much..

I’m using them from long time never had any problems. Reviewed on: 13th June 2022

Easy to use!

I use Pay Pal services for a while and what i can say its easy to use and the app 5 stars! Reviewed on: 13th June 2022

I Love this opportunity.

I use every month PayPal credit, it’s comfortable. Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.73 from 3725 reviews
Loan
from Snap Finance 4.79 from 369 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 54055 reviews
Payments
from PayPal 4.73 from 3725 reviews
Credit card
from PayPal 4.70 from 84 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub