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PayPal: PayPal Credit reviews

4.73
Based on 140,886 reviews, last reviewed 17th Jun 2026
4141150% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is an easy and convenient way of paying. PayPal credit is an easy and convenient way of paying. With my PayPal debit card I can choose if I use the money linked to my bank account or use PayP... Read more Reviewed on: 17th June 2026
Philip Dorrian's avatar
Philip Dorrian

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140886)

Just nice & easy

5
Just nice & easy to use / clear statements ect Reviewed on: 10th June 2024

Solid app

4
Good stuff, good app etc but wish I was able to apply for more credit. Reviewed on: 10th June 2024

Always provided an excellent and safe service

5
Always provided an excellent and safe service Reviewed on: 10th June 2024

Paypal credit excellent

5
Paypal credit is excellent when you’re waiting for your wages to go in love using it Reviewed on: 10th June 2024

It is great service and easy to use, and Safe...

5
It is great service and easy to use, and Safe Reviewed on: 10th June 2024

No issues, used weekly.

5
No issues, used weekly. very happy Reviewed on: 10th June 2024

Excellent Service

5
Borrowing money from PayPal has always been easy, and I will continue to use them as my credit provider. Reviewed on: 10th June 2024

I have used PayPal credit on a few occasions

5
I have used PayPal credit on a few occasions and have found it easy to use, easy to arrange direct debits. It’s just a help if money is a little tight at the the time of purchase Reviewed on: 10th June 2024

PayPal and me.

5
I've been using PayPal credit for a long time, I've never had a problem, PayPal is absolutely excellent Reviewed on: 10th June 2024

Budget borrowing

5
Great for small budget type borrowing Reviewed on: 10th June 2024

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