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PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145603)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I’ve had PayPal for many years now and PayPal credit...

5
I’ve had PayPal for many years now and PayPal credit both ways are easy to use and afford Reviewed on: 10th June 2026

Everything runs smoothly with PayPal

5
Everything runs smoothly with PayPal Reviewed on: 10th June 2026

Always a good experience when using the PayPal app n...

5
Always a good experience when using the PayPal app never had any problems at all.Great service at all times and use for almost all my purchases Reviewed on: 10th June 2026

Easy and secure

5
Never had any problems totally secure and soo easy to use Reviewed on: 10th June 2026

Excellent service have been with paypal for years!

5
Excellent service have been with paypal for years! Reviewed on: 10th June 2026

Unfaultable

5
I have not had to deal with customer support therefore neutral to their rating. Otherwise can not fault this app/credit. Reviewed on: 10th June 2026

Reliable service

5
Used PayPal for years and recently upgraded to a PayPal credit card they are very reliable and you always know what’s going on with your money with regular notification regarding payments which is exactly what a busy individual like myself needs Reviewed on: 10th June 2026

A Great Experience

5
I have had several complaints which was addressed and resolved for me immediately i was so happy with the representative that addressed my case.The customer care was a topnotch Reviewed on: 10th June 2026

Simple credit and easy to use.

5
I've always found it easy to use. The interest rates and interest free periods are always clearly written and applying for the credit is so simple. The service I have received has always been first class. Reviewed on: 10th June 2026

Good secure way of purchasing.

5
Good secure way of purchasing. Happy with my experience of using PayPal over a number of years. Reviewed on: 10th June 2026

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