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PayPal: PayPal Credit reviews

4.73
Based on 140,803 reviews, last reviewed 16th Jun 2026
4137500% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Exellent. Exellent. Recomended PayPal for everyone. Thank you. Reviewed on: 16th June 2026
Paulo Firmino's avatar
Paulo Firmino

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140803)

I like the pay pal credit.

5
I like the pay pal credit. Easy to use, the pay pal. I like pay with it Reviewed on: 10th June 2024

I love paypal credit, it's a good way to build my cr...

5
I love paypal credit, it's a good way to build my credit score and watch my spending habits Reviewed on: 10th June 2024

Quick and easy

5
Very easy to use & very quick payments Reviewed on: 10th June 2024

All ok .

4
All ok .... Specially when able to pay in 3 installments when buying anything above £30 Reviewed on: 10th June 2024

Of course, PayPal is accepted all over the place onl...

4
Of course, PayPal is accepted all over the place online, and it seems quite easy to get a PayPal Credit account… sometimes I wish I could use it in the ‘real’ world, but then I think I'd probably get myself in trouble! Reviewed on: 10th June 2024

Quick and easy

5
Very quick and easy to use. Helpful when making large purchasers Reviewed on: 10th June 2024

Very easy and convenient way to pay .

5
Very easy and convenient way to pay .the interest free option is great .safe way to pay . Reviewed on: 10th June 2024

Secure platform

5
Really convenient and safe/secure platform. Reviewed on: 10th June 2024

A handy convenient service.

5
A handy convenient service for the occasional large purchase and also for secure online transactions. Never had a problem in nearly 20 years of service. Reviewed on: 10th June 2024

Needed help with a payment and the customer support...

5
Needed help with a payment and the customer support was fab Reviewed on: 10th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review