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PayPal: PayPal Credit reviews

4.73
Based on 140,768 reviews, last reviewed 16th Jun 2026
4135950% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful Very helpful. Good customer service. Reviewed on: 16th June 2026
Christelle l's avatar
Christelle l

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140768)

Good smooth transactions

5
Never had any problems using PayPal. Usually smooth transactions. Reviewed on: 10th June 2024

Very convenient way of paying- secure , great custom...

5
Very convenient way of paying- secure , great customer service Reviewed on: 10th June 2024

Love the 4 months interest free when you spend over...

5
Love the 4 months interest free when you spend over £100 it’s so handy Reviewed on: 10th June 2024

I have used PayPal for years great security for shop...

5
I have used PayPal for years great security for shopping on-line Reviewed on: 10th June 2024

With Paypal credit when iam short of cash I know I h...

5
With Paypal credit when iam short of cash I know I have a backup when I really need something, I think it's one of the best thing to happen to me Reviewed on: 10th June 2024

Easy app and great service

5
Easy app to use and customer service has always been great when needed. Reviewed on: 10th June 2024

Great experience and easy to use

5
Great experience and easy to use Reviewed on: 10th June 2024

Paypal credit has allowed me to have flexibility, an...

5
Paypal credit has allowed me to have flexibility, and it is manageable Reviewed on: 10th June 2024

Plenty of offers, clear overview of spending and rep...

5
Plenty of offers, clear overview of spending and repayments. Regular checks on affordability. Reviewed on: 10th June 2024

Always PayPal

5
Always when I need help PayPal make me calm ☺️ Reviewed on: 10th June 2024

Review PayPal: PayPal Credit now

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