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PayPal: PayPal Credit reviews

4.73
Based on 140,718 reviews, last reviewed 16th Jun 2026
4133500% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have used PayPal since 2009 have never had a issue... Have used PayPal since 2009 have never had a issue called customer service recently to change address they were very polite and dealt with it really ... Read more Reviewed on: 16th June 2026
Joanne b's avatar
Joanne b

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140718)

Very easy and straightforward to use

5
Very easy and straightforward to use Reviewed on: 10th June 2024

their the best...

5
always really helpful informative and do their best to resolve any issues Reviewed on: 10th June 2024

All polite customer service ready to help

5
All polite customer service ready to help Reviewed on: 10th June 2024

PayPal is very helpful and secure now, it would help...

5
PayPal is very helpful and secure now, it would help you with many & different transactions like pay in 3 facilities and paypal credit, payment abroad and much more! Reviewed on: 10th June 2024

I like paypal for the credit and ease but it's nigh...

4
I like paypal for the credit and ease but it's nigh on impossible to set up the correct direct debit dates and it's not a good customer service experience. Reviewed on: 10th June 2024

Easy payments and purchases.

5
Easy payments and purchases. Can be used in a lot of shops. Most important the added security when purchasing online. Used it eversince online purchases was starting to boom. Reviewed on: 10th June 2024

Easy to work with.

5
Easy to work with. Just pops up for payments on most sites. This is a big advantage if you want to spread the cost Reviewed on: 10th June 2024

Making a payments is easy enough

4
Making a payments is easy enough Reviewed on: 10th June 2024

Clear records or all transactions, easy to navigate...

5
Clear records or all transactions, easy to navigate the site Reviewed on: 10th June 2024

I find it very easy to use, it’s clear and you see y...

5
I find it very easy to use, it’s clear and you see your balance, payments and outgoings quickly. Reviewed on: 10th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review