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PayPal: PayPal Credit reviews

4.73
Based on 140,670 reviews, last reviewed 16th Jun 2026
4131450% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit availability. Great credit availability. Interesting free payments convenient to customers. Reviewed on: 16th June 2026
Andrew B's avatar
Andrew B

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140670)

Helped me out several times when I needed a quick li...

5
Helped me out several times when I needed a quick little boost to maintain life comfort without excessive hustle. Great tool! Reviewed on: 10th June 2024

The Only Financial Institution that Never Failed Me

5
The Only Financial Institution that Never even Tried To FcK Me from my money. punto e basta Reviewed on: 10th June 2024

Very good to navigate through the website, with a nu...

5
Very good to navigate through the website, with a number of options available, Reviewed on: 10th June 2024

Easy way to pay off my credit debit.

4
Easy way to pay off my credit debit. Reviewed on: 10th June 2024

Great, handy service.

5
Great, handy service. Easy to view balance, make payments and view statements. Reviewed on: 10th June 2024

My payment method of choice I love using PayPal

5
My payment method of choice I love using PayPal Reviewed on: 10th June 2024

Paypal is handy

5
Paypal is a handy payment method and I appreciate pay in 3 arrangements. Reviewed on: 10th June 2024

Very pleased

5
Always handy when you need that extra money!! Reviewed on: 10th June 2024

Unrivalled credit flexibility

5
Ability to pay in 3 payments for items over £30 is really helpful. For purchase over £100 I get 4 months interest free credit. There is no other credit provider that provides such flexibility with great customer service. Reviewed on: 10th June 2024

Love PayPal credit

5
Easy to use and paying off. Great service Reviewed on: 10th June 2024

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