Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 139,432 reviews, last reviewed 15th Jun 2026
4075700% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal credit . A credit to Paypal I have had many things using PayPal credit . An easy and smooth way of doing things . I use it as and when I need to . Would recommend 100%. Reviewed on: 15th June 2026
Mark g's avatar
Mark g

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139432)

Very smooth and safe to make payments, investments,...

5
Very smooth and safe to make payments, investments, well secured Reviewed on: 9th June 2024

Easy and always positive.

5
Easy and always positive. Payments and transactions are easy and highly recommended. Reviewed on: 9th June 2024

Very convenient and good deals and discounts is Avil...

5
Very convenient and good deals and discounts is Avila me Reviewed on: 9th June 2024

Had very good experience with PayPal, and very easy...

5
Had very good experience with PayPal, and very easy to speak to someone if there’s a problem. Either ring or speak to someone online. Reviewed on: 9th June 2024

PayPal credit is an amazing service

5
PayPal credit is amazing when you need to buy something but you're a little short on funds, you can get what you want and pay in easy small installments so it makes it super easy to buy what you want. Reviewed on: 9th June 2024

Great company

5
No issue for me the beginning , always on point and easy to use for payments and transactions Reviewed on: 9th June 2024

PayPal is a lifesaver helping me juggle my finances,...

5
PayPal is a lifesaver helping me juggle my finances, it’s easy to use I would highly recommend PayPal credit 5 star Reviewed on: 9th June 2024

Very user friendly and great customer service when y...

5
Very user friendly and great customer service when you need it Reviewed on: 9th June 2024

Very convenient and flexible credit option with 0% f...

5
Very convenient and flexible credit option with 0% for 4 months helps me manage my finances better. Reviewed on: 9th June 2024

Seamless, Great UX/UI and Secure!

5
Always a seamless experience, whether paying, receiving or refunding. The layers of security always reassuring and it’s UX / UI is simple and never fails, much better than Klana, Payl8er or Creation - My go to for over a decade. Reviewed on: 9th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review