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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139354 reviews)

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4.73

Based on 139,354 reviews, last reviewed 15th Jun 2026

4072000% increase in 5 star reviews

in the past 90 days

11550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I love that the good interest rate I love that the interest rate is the cheapest. And I get good rates and sometimes good promotions that save me money Reviewed on: 15th June 2026

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139354)

Good experience overall

Good experience overall especially when contacting customer services Reviewed on: 9th June 2024

PayPal credit is a great way of balancing your finan...

PayPal credit is a great way of balancing your finances. It allows you to buy those extra things and pay over time. I use it all the time. So much better than a credit card. Great flexibility on payments. Reviewed on: 9th June 2024

Good service and good foe safe transactions.

Good service and good foe safe transactions. Reviewed on: 9th June 2024

Very good

I am very satisfied with using PayPal. I am glad to have access to credit, which makes managing my finances easier. However, I would like my credit limit to be increased to one thousand pounds, which would further improve my experience. Other than that, almost everything is fine. Sometimes the application works a bit slowly, but it is not a major issue. Overall, the service is very helpful and worth recommending. Reviewed on: 9th June 2024

Can’t complain the service is great

Can’t complain the service is great Reviewed on: 9th June 2024

Very easy to use no fuss and quick

Very easy to use no fuss and quick Reviewed on: 9th June 2024

Superb Service and Unmatched Convenience

I’ve been using PayPal Credit for years now, and I couldn’t be happier with the service. The convenience it offers is unparalleled. From the seamless integration with my PayPal account to the instant credit decision during checkout, everything is designed to make online shopping a breeze. One of the standout features is the "Pay in 3" interest free" This flexibility has been a lifesaver, allowing me to manage my budget without incurring hefty interest charges . The security PayPal Credit provides is another major plus. By using PayPal as a third-party payment processor, my financial information remains safe, which gives me peace of mind every time I make a transaction. It’s much safer than entering my credit card details directly on various websites . Customer service is also top-notch. Any inquiries I’ve had were addressed urgently and efficiently, reinforcing my trust in the service. Plus, the user-friendly interface of the PayPal app makes it easy to track my spending and manage payments . Overall, PayPal Credit has made my online shopping experience more secure, convenient, and financially manageable. I highly recommend it to anyone looking for a reliable and flexible payment solution. Rating: ⭐⭐⭐⭐⭐ Reviewed on: 9th June 2024

PayPal is very easy to use and the website is very s...

PayPal is very easy to use and the website is very secure and u can pay it back when u buy stuff Reviewed on: 9th June 2024

Paypal is the safest way to shop online.

Paypal is the safest way to shop online. I stupidly purchased something from a fake site (should have known better) and contacted paypal who investigated and recovered my money. I only use paypal online. Reviewed on: 9th June 2024

I have a choice

Flexible use of wallet payment option and additional use of credit or pay-now-buy-later services. The choice is mine. Reviewed on: 9th June 2024

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