Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139237 reviews)

View other PayPal products

4.73

Based on 139,237 reviews, last reviewed 15th Jun 2026

4066650% increase in 5 star reviews

in the past 90 days

11550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

high interest rate Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (139237)

So far so good If you have a issue with your purchas...

So far so good If you have a issue with your purchase/Traction you can call paypal and staff is very helpful and sorting out your issue in matter of no time I'm very happy with PayPal and I'm using it for around 13 years Reviewed on: 8th June 2024

Paypal is always my first choice

Paypal has been always my first choice when paying online. I feel more secure when paying via PayPal. Reviewed on: 8th June 2024

First class experience with PayPal

First class experience with PayPal and PayPal credit Reviewed on: 8th June 2024

Great experience and product.

Great experience and product. Very happy with the service I’ve received so far. It offers a useful alternative to the standard high street banks and provides another useful product when purchasing items online Reviewed on: 8th June 2024

I use PayPal for most of my online purchases, there...

I use PayPal for most of my online purchases, there are great ways to pay from pay in three to PayPal credit, app is easy to use and I have never had an issue with it. Reviewed on: 8th June 2024

Is great easy and value for money when you pay for y...

Is great easy and value for money when you pay for your item Reviewed on: 8th June 2024

Paypal is always on top of the questions but app its...

Paypal is always on top of the questions but app itself is a bit tricky still Reviewed on: 8th June 2024

Paypal offers you credit you can afford at best inte...

Paypal offers you credit you can afford at best interest rates Reviewed on: 8th June 2024

Excellent and easy to use can not fault it

Excellent and easy to use can not fault it Reviewed on: 8th June 2024

I have used PayPal credit for several years, and it...

I have used PayPal credit for several years, and it is an excellent, reliable and trustworthy credit service. Reviewed on: 8th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 70771 reviews
Payments
from PayPal 4.72 from 3748 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub