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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 117,322 reviews, last reviewed 31st May 2026
3066650% increase in 5 star reviews
in the past 90 days
9250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great option when online shopping. I love the pay over 3 months, and the interest free period, so many online retailers now allow you to pay with PayPal, especially an affordable way wh... Read more Reviewed on: 31st May 2026
Christine H's avatar
Christine H

Latest lowest rating:

1

Double charged twice and never identified from PayPal Having paid for two products both of which were cancelled by myself before despatch. I would not recommend PayPal. Why these errors are not picked up ... Read more Reviewed on: 30th May 2026
Neal B's avatar
Neal B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (117322)

Good access to funds

5
Easy to set up and good way to spread cost of purchases Reviewed on: 8th July 2022
Carl's avatar
Carl

The best!

5
PayPal Credit really is the best. It helps so much with managing money especially during the summer months with holiday bookings and during the run up to Christmas when we all spend a crazy amount of money! The 0% interest payments over 4 months is the best thing to ever happen. Reviewed on: 8th July 2022
molly.obrien@hotmail.co.uk's avatar
[email protected]

Great service

5
I’ve been with PayPal for years so when I found out you could get credit I jumped at the chance so glad I did it’s been a great help and interest free Reviewed on: 8th July 2022
Stephen's avatar
Stephen

Paypal credit

5
When you need to buy something i using paypal credit for 4 month is no interest Reviewed on: 8th July 2022
Darius Armonavicius's avatar
Darius Armonavicius

My chosen payment method

5
PayPal is genuinely my chosen payment provider and I use very regularly. I like the security it offers, and the ease of use. The app is fantastic, and transactions and balances clear and easy to find. A very happy customer! Thanks you PayPal A+ Reviewed on: 8th July 2022
Susan H's avatar
Susan H

Amazing

5
Absolutely happy with PayPal credit Reviewed on: 8th July 2022
Mojtaba Tonddast's avatar
Mojtaba Tonddast

Amazing

4
Quick to use instead of putting card details in every time. Reviewed on: 8th July 2022
M Ahmed's avatar
M Ahmed

Ms Mary

5
Only good experiences so many years. Reviewed on: 8th July 2022
Mary Lovisa Eiser's avatar
Mary Lovisa Eiser

Ease of use

5
Payoal is accepted pretty much everywhere. Their customer service is superb. Reviewed on: 8th July 2022
Abderrahmane Mouhieddine 's avatar
Abderrahmane Mouhieddine

Mr omar

5
It's very good and you can use it anywhere but it is good if can be using as well in the shop. Reviewed on: 8th July 2022
omar jawud's avatar
omar jawud

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