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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 117,095 reviews, last reviewed 30th May 2026
3055900% increase in 5 star reviews
in the past 90 days
9200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use Very easy to use from the get go, from applying to using credit. 0% interest payment are amazing and helpfull to those who need something, but cant pa... Read more Reviewed on: 30th May 2026
N W's avatar
N W

Latest lowest rating:

1

Unfair £12 fee I added money to my account, but a direct debit was attempted at the same time. As there were insufficient funds available when the payment was proces... Read more Reviewed on: 30th May 2026
Denitsa Predova's avatar
Denitsa Predova
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (117096)

Great to use

5
It is very handy to use online while shopping the three payments are very helpful Reviewed on: 13th June 2022
PREATY merchant 's avatar
PREATY merchant

Nice and Easy

4
PayPal credit is a nice feature enabling people to spread the cost of goods with clear and structured repayments. When compared to traditional credit cards, PayPal credit is a winner. Reviewed on: 13th June 2022
Daniel Smith's avatar
Daniel Smith

PayPal credit card

5
It’s excellent good easy to use fast I love it Reviewed on: 13th June 2022
obadi alsharafi's avatar
obadi alsharafi

Safe and reliable

5
PayPal is the most flexible and reliable online payment system. I feel safe every time I purchase online as I am protected by frauds or items not delivered. The new credit card system with payments over four month with 0 interests it’s very convenient. Easy tool to transfer money between friends. Reviewed on: 13th June 2022
Matteo Catalano's avatar
Matteo Catalano

PayPal credit

5
PayPal credit it's so fascinating..and it gives you plenty of time to pay back what you borrowed .I will recommend PayPal to anyone any day anytime. Reviewed on: 13th June 2022
Neville Azeh 's avatar
Neville Azeh

Amazing services

5
Paypal is always a helping hand with all my bills and payments. Such an amazing company. Hopefully soon all shops will accept paypal and hopefully soon they will be able to supply cards for the consumers.. Reviewed on: 13th June 2022
Michael Berbano's avatar
Michael Berbano

Paypal Credit is absolutely the best

5
Paypal credit is always there to support my family's needs while shopping online Reviewed on: 13th June 2022
Ezenwa Udoha's avatar
Ezenwa Udoha

Managing Finances

5
I was purchased a product for the 4 of us (Parents and kids) which is needed to attend a event in Iceland. I don’t have enough funds yet during that time but I needed to booked so we can attend as the event only caters the first 100 applicants. Luckily, Paypal credit pop out in my email and decided to try for our financial reason. Reviewed on: 13th June 2022
Juliver Job Garcia's avatar
Juliver Job Garcia

Best credit facility Ever I have had

5
Best credit facility service I have ever had. Very easy to use competitive rate and so handy specially on all purchases on eBay and for online shopping. Highly recommend Reviewed on: 13th June 2022
Travel Adventures's avatar
Travel Adventures

Amazing service and easy financing

5
Straight forward process and so convenient for fuss free funding. Reviewed on: 13th June 2022
Tara B's avatar
Tara B

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