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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,394 reviews, last reviewed 16th Jun 2026
4119150% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and safe to use especially online payments Easy and safe to use especially online payments Reviewed on: 16th June 2026
Phill w's avatar
Phill w

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140394)

Great way for spending money securely

5
Great way for spending money securely Reviewed on: 9th June 2024
Sammisbah@icloud.com 's avatar
[email protected]

PayPal have helped me out on many occasions.

5
PayPal have helped me out on many occasions, with PayPal Credit, Pay-in-3 & the safest way to pay online that I know of. I wouldn't trust any other form of online payment method as much as I trust PayPal. Also, if I ever have a problem, PayPal give me instant help over the phone. Reviewed on: 9th June 2024
Howard B's avatar
Howard B

Excellent simplicity

5
Simple to use and accept everywhere now Reviewed on: 9th June 2024
Marc s's avatar
Marc s

Excellent

5
Never had a problem with PayPal, would recommend to a friend, quick and easy to use. Reviewed on: 9th June 2024
Calli W's avatar
Calli W

I'm using PayPal products for years and it's very ea...

5
I'm using PayPal products for years and it's very easy, the interest rate is much better than other banks. Reviewed on: 9th June 2024
Ghidarcea 's avatar
Ghidarcea

Quick to answer my questions when I call them.

5
Quick to answer my questions when I call them. Reviewed on: 9th June 2024
Jo Good's avatar
Jo Good

So far, happy with everything.

5
So far, happy with everything. Using PayPal credit for a few years. I paid in time, they didn't over charge. Would be useful if can borrow a bigger loan for longer terms. Clear out some credit cards debts make easier. Reviewed on: 9th June 2024
Attila's avatar
Attila

Long time user - happy days!

5
I have used Paypal for years, I love the pay in three and would recommend the service to anyone. No hassle control it’s what you need in 2024. Reviewed on: 9th June 2024
Steve's avatar
Steve

I have been using PayPal credit for three years now...

5
I have been using PayPal credit for three years now and never had a problem. Reviewed on: 9th June 2024
Lilia S's avatar
Lilia S

Always chose PayPal when it’s available.

5
Always chose PayPal when it’s available. Quick & easy to use & protect my money Reviewed on: 9th June 2024
NatalieEwers's avatar
NatalieEwers

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