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PayPal: PayPal Credit reviews

4.73
Based on 140,346 reviews, last reviewed 16th Jun 2026
4117000% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and helped a lot for important purc... Very easy to use and helped a lot for important purchases Reviewed on: 16th June 2026
Agassi F's avatar
Agassi F

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140346)

Great way to spend as most places accept pay pal.

5
Great way to spend as most places accept pay pal. Reviewed on: 9th June 2024

Absolutely Amazing

5
Excellent repayment options easy to set up Reviewed on: 9th June 2024

Easy to use credit, excellent pay in 3 which helps a...

5
Easy to use credit, excellent pay in 3 which helps alot to spread cost of things like clothes and gadgets in these times of high energy bills Reviewed on: 9th June 2024

Great I don’t have to make a big purchase in...

5
Great I don’t have to make a big purchase in full Reviewed on: 9th June 2024

Provides exactly what a consumer wants

5
Provides what it says. Excellent Reviewed on: 9th June 2024

Been a brilliant experience using the 4 months inter...

5
Been a brilliant experience using the 4 months interest free paypal Reviewed on: 9th June 2024

PayPal have been excellent.

5
PayPal have been excellent. I’ve had a great experience with using PayPal credit. Their customer service skills are great, as they are very responsive. I find the app very easy and convenient to use, and I have been using it for a while now. Reviewed on: 9th June 2024

Easy to use

5
Easy to use, great when it's a few days until payday but an unexpected birthday creeps up Reviewed on: 9th June 2024

Great service no issues always around

5
Great service no issues always around Reviewed on: 9th June 2024

A Review

5
Easy to use . Quick reliable and any problem solved quickly. Reviewed on: 9th June 2024

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