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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140300 reviews)

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4.73

Based on 140,300 reviews, last reviewed 16th Jun 2026

4115050% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service, makes life easy Excellent service, makes life easy Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140300)

PayPal credit. Financial flexibility

PayPal credit allows me to spread the cost of a major purchase into 3 or 4 interest free payments and the app lets me monitor and amend payments and payment dates to suit my financial circumstances. The option of setting a direct debit amount is great and also the option to pay extra if I want too. All in all, PayPal credit has been a boon to me Reviewed on: 9th June 2024

Never had a problem and is easy to navigate.

Never had a problem and is easy to navigate. Reviewed on: 9th June 2024

Great app for receiving money and to transfer money...

Great app for receiving money and to transfer money to my bank account Reviewed on: 9th June 2024

Great service and excellent customer experience

Great service and excellent customer experience Reviewed on: 9th June 2024

I like to use paypal credit.

I like to use paypal credit. I like no extra fees at many times. I don't use credit cards because I can use most of place my paypal credit. Reviewed on: 9th June 2024

Easy to use and fast process, it's good to have alwa...

Easy to use and fast process, it's good to have always the credit available Reviewed on: 9th June 2024

Paypal 5*

Have always found PayPal to be an easy payment solution, I’ve used many times and you can use it with pay in 4 or APR terms, I’ve used the service through countless stores and love that it is pretty much most retailers Reviewed on: 9th June 2024

Easy to use, a safe way to pay online & easy to make...

Easy to use, a safe way to pay online & easy to make payments as and when. Reviewed on: 9th June 2024

Never had a problem in all the years I've had...

Never had a problem in all the years I've had PayPal Reviewed on: 9th June 2024

PayPal is my go to way to pay

PayPal is my go to way to pay its peace of mind and super easy! Reviewed on: 9th June 2024

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