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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,596 reviews, last reviewed 16th Jun 2026
4128250% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

seemless seemless and ability to make transcations without any worry . Reviewed on: 16th June 2026
Asha's avatar
Asha

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140596)

Secure way to pay

5
I feel it’s a more secure way to pay plus peace of mind if problems arise Reviewed on: 9th June 2024
Mark T's avatar
Mark T

Amazing; very handy to have and seamless

5
Amazing; very handy to have and seamless Reviewed on: 9th June 2024
Ioana T's avatar
Ioana T

Is was to use and it’s straightforward to do through...

5
Is was to use and it’s straightforward to do through the PayPal app Reviewed on: 9th June 2024
Richard 's avatar
Richard

Very good, easy to use and build credit score only i...

5
Very good, easy to use and build credit score only issue ismaking payments do not come out till following day rather I would prefer instant payment option. Reviewed on: 9th June 2024
Alistair s's avatar
Alistair s

Only had one problem previous but PayPal resolved wi...

5
Only had one problem previous but PayPal resolved with no fuss..best payment system by far,the two tier security gives me piece of mind and the app is brilliant .I also love how you can send and receive money from friends or family quickly and also transfering money to your bank account is seamless Reviewed on: 9th June 2024
Mark w's avatar
Mark w

Account safety

5
Very easy to use PayPal and your bank account is safe from being hacked Reviewed on: 9th June 2024
Carol's avatar
Carol

Easy to use

5
Easy to use, safe and secure transaction. Reviewed on: 9th June 2024
Steve 's avatar
Steve

Excellent App with Credit Facilities

5
It's good to use for sending as well as receiving money. Also wide variety of options to buy online with 0% interest from 4-6 months. User friendly app. Reviewed on: 9th June 2024
Sai's avatar
Sai

Easy to use and great interest free options

5
Easy to use and great interest free options. Never had any issues using PayPal and it’s available at a wide range of stores. It’s my go to if I want to spread payments over a longer period of time. I would recommend it to friends and family. Reviewed on: 9th June 2024
Darren T's avatar
Darren T

PayPal service and platform are great, always reply...

5
PayPal service and platform are great, always reply quickly to messages and settle queries quickly. Happy with the overall service. Reviewed on: 9th June 2024
Emma M's avatar
Emma M

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