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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,620 reviews, last reviewed 16th Jun 2026
4129300% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It had been exciting so far. It had been exciting so far. The fund i expected into my account arrived faster and easy Reviewed on: 16th June 2026
Bright O's avatar
Bright O

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140620)

Yes,it helped me in my difficult times to pay.

5
Yes,it helped me in my difficult times to pay.Snd when doing online shopping its very safe process.The staff is friendly and well mannered.Free phone line to discuss.I am dealing with them for a long time and no hazel.some times but difficult to understand when paying the balance.so better have more simple ways.once I paid £100 to my Emirates ticket and it took off my monthly direct debit payments.so like this pls make it simple as old people don't understand much new technology Reviewed on: 9th June 2024
Kesera J's avatar
Kesera J

Easy to use and very helpful if you want to budget

4
Easy to use and very helpful if you want to spread the cost of purchasing an item. On occasion, you can be charged interest and it would be helpful to receive a message few weeks in advance to warn you! Reviewed on: 9th June 2024
Veki 's avatar
Veki

Its a nice experience, however the repayment system...

3
Its a nice experience, however the repayment system is not that friendly and would hope they improve the customer service communication. Reviewed on: 9th June 2024
Pankaj Tomar's avatar
Pankaj Tomar

PayPal the best money provider

5
Always helpful great service safe and easy to use Reviewed on: 9th June 2024
Nikki's avatar
Nikki

Easy affordable way to pay.

5
Easy affordable way to pay. Customer service is excellent, very friendly helpful staff. Reviewed on: 9th June 2024
Graham N's avatar
Graham N

Great, easy to use and convenient using the 4 month...

5
Great, easy to use and convenient using the 4 month 0% interest Reviewed on: 9th June 2024
Dennis 's avatar
Dennis

100 percent reccomend

5
PayPal credit is great my fridge broke so I was able to purchase one I wanted and use my PayPal credit Reviewed on: 9th June 2024
Kelly p's avatar
Kelly p

Excellent service.

5
Excellent service. Never had a problem in years. Reviewed on: 9th June 2024
john w's avatar
john w

Perfect Pay pal

5
Very easy to navigate have had no problems at all Reviewed on: 9th June 2024
James S's avatar
James S

Easy to use and great rates.

5
Easy to use and great rates. Customer service is friendly and helpful what more can I say Reviewed on: 9th June 2024
Darren S's avatar
Darren S

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