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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140670 reviews)

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4.73

Based on 140,670 reviews, last reviewed 16th Jun 2026

4131450% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit availability. Great credit availability. Interesting free payments convenient to customers. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140670)

My PayPal

I use PayPal quite a lot, very easy to use for online transactions, secure. And very helpful too Reviewed on: 9th June 2024

PayPal is reliable, safe and easy.

PayPal is great. I have never been charged interest, even when I missed a payment once a gentleman very kindly called and reminded me which was nice. PayPal are also very reliable and safe, whenever I have had problems with money or fraud they have also helped me very efficiently. I also like about PayPal credit that I only have to pay a small amount back each month. Reviewed on: 9th June 2024

Help me in various situations by using PayPal

Help me in various situations by using PayPal Reviewed on: 9th June 2024

Very handy in a tight spot, and easy to use .

Very handy in a tight spot, and easy to use . Used on more websites than when I first got it . Reviewed on: 9th June 2024

Almost perfect

It would be better to have 0% Apr for longer period than 4 months (6-12). Apart from that, so far so good. Reviewed on: 9th June 2024

Easy to use and there when I need it

Easy to use and there when I need it Reviewed on: 9th June 2024

Always user friendly.

Always user friendly. A very useful tool that can be used at any time when paying online. Reviewed on: 9th June 2024

Very well organised and response very good

Very well organised and response very good Reviewed on: 9th June 2024

Easy to use and straightforward.

Easy to use and straightforward. A lot of website and payment platforms accept PayPal credit Reviewed on: 9th June 2024

Great service but payment take a while to clear

I like the option but there is a longer than I would expect delay between the time it takes for payments towards my paypal credit to leave my debit account and the time I place the payment instructions. Reviewed on: 9th June 2024

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