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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140710 reviews)

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4.73

Based on 140,710 reviews, last reviewed 16th Jun 2026

4133150% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier Makes life easier and I feel protected shopping on line Reviewed on: 16th June 2026

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140710)

Wish they had better live chat.

Wish they had better live chat. Use cashback offers when using paypal as a "loyalty " reward. Have a paypal card that can be used in ATM machines without any fees Reviewed on: 9th June 2024

Flexible interest free periods are very useful.

Getting interest free periods over a certain amount is a really useful and flexible way to use credit. Its much better than switching cards about to keep getting interest free deals. Reviewed on: 9th June 2024

I find PayPal just works as it should, widely accept...

I find PayPal just works as it should, widely accepted and features like 4 months interest free can be really useful when budgeting Reviewed on: 9th June 2024

Simply the best

Simple, clear and easy to use. Excellent customer service. Highly recommend. Reviewed on: 9th June 2024

Very good it's simple easy and qwick, I don't need t...

Very good it's simple easy and qwick, I don't need to say anything else Reviewed on: 9th June 2024

Had £2000 credit in PayPal.

Had £2000 credit in PayPal. Good flexible pay back time. If you pay back in 4 months will 0% interest. Help a lot. Reviewed on: 9th June 2024

Paypal Credit has been my life saver and has helped...

Paypal Credit has been my life saver and has helped me plan ahead and made my dreams into reality. We have booked some very important trips and paid for some important life events through Paypal Credit. Reviewed on: 9th June 2024

Great service

Repayments are always affordable, easy to use and navigate. Interest free for 3 months on most purchases so saves money in the long run too Reviewed on: 9th June 2024

Has helped me make purchases safely

Has helped me make purchases safely Reviewed on: 9th June 2024

PayPal is one of the most well-known and widely use

PayPal is one of the most well-known and widely used online payment systems in the world. Having used PayPal for both personal and business transactions, I have found it to be a reliable and efficient service. Reviewed on: 9th June 2024

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