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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,759 reviews, last reviewed 16th Jun 2026
4135500% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every time I have had an issue with a purchase. Every time I have had an issue with a purchase. Pay pal has sorted it out. Reviewed on: 16th June 2026
Nigel M's avatar
Nigel M

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140759)

Good clear account site for monitoring payments

5
Good clear account site for monitoring payments Reviewed on: 9th June 2024
S's avatar
S

Great and convenient and trustworthy

5
Great and convenient and trustworthy Reviewed on: 9th June 2024
charity Dengu's avatar
charity Dengu

Love pay In 3, it's it a lot easier to pay off large...

5
Love pay In 3, it's it a lot easier to pay off larger items making them more affordable. Reviewed on: 9th June 2024
Rob Clarke's avatar
Rob Clarke

app is user friendly, theres more choices to shop us...

5
app is user friendly, theres more choices to shop using paypal credit and finally paypal credit can now be used as a mode of payment when you go and shop and I like that it has zero interest for 4 months on your purchases Reviewed on: 9th June 2024
espi 's avatar
espi

Excellent customer service

5
Any queries at all were dealt swiftly and professionally, excellent customer service, have been with PayPal for years and highly recommend to everyone. Reviewed on: 9th June 2024
Sam B's avatar
Sam B

Easy to setup easy to use never had a problem...

5
Easy to setup easy to use never had a problem Reviewed on: 9th June 2024
Andy Hall's avatar
Andy Hall

Amazing Experience

5
I LOVE PayPal Credit!! It’s so easy to use and available on so many different websites! Credit makes it easier to buy things in advance and to check the quality of goods! 4 months interest free is amazing!! Especially when you have a little one! Reviewed on: 9th June 2024
Jordan B's avatar
Jordan B

Using PayPal to pay over time helps me manage my spe...

5
Using PayPal to pay over time helps me manage my spending while enjoying the luxuries with my family. Reviewed on: 9th June 2024
Dawn 's avatar
Dawn

Great option to split larger payments interest free

5
It’s great to be able to split larger payments interest free over 4 months. Never had any issues. Reviewed on: 9th June 2024
Isobel P's avatar
Isobel P

Great experience and is suitable for all ranges of p...

5
Great experience and is suitable for all ranges of payments. Pay in 3 is great for short term payments for struggling families in the current economy Reviewed on: 9th June 2024
DC's avatar
DC

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