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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140559 reviews)

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4.73

Based on 140,559 reviews, last reviewed 16th Jun 2026

4126600% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Straight forward, safe, no nonsense banking. Straight forward, safe, no nonsense banking. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140559)

Brilliant service always there when I need it

Brilliant service always there when I need it Reviewed on: 9th June 2024

Use pay in 3 regular and buy now pay later...

Use pay in 3 regular and buy now pay later 0% apr Reviewed on: 9th June 2024

PayPal credit is so reliable and easy to use!

PayPal credit is so reliable and easy to use! Reviewed on: 9th June 2024

You could do more to help customers who put in the w...

You could do more to help customers who put in the wrong amount when reporting a payment, to help get the remaining money Reviewed on: 9th June 2024

Reliable

Easy to access and reliable when the time of need Reviewed on: 9th June 2024

Easy and reliable, with reasonable fees.

Easy and reliable, with reasonable fees. Reviewed on: 9th June 2024

cant fault them at all good app never had any troubl...

cant fault them at all good app never had any trouble with it Reviewed on: 9th June 2024

Try it, you’ll like it!!

Excellent service - quick, efficient and easy to use. Much easier and simpler to access and get updates than the bank app. It really is user friendly. Much cheaper than my credit card which provides no updates when a payment is due. Reviewed on: 9th June 2024

Easy to use and great options to pay over a longer p...

Easy to use and great options to pay over a longer period interest free. Reviewed on: 9th June 2024

Never have any hassle or problems.

Never have any hassle or problems. Reviewed on: 9th June 2024

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