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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140531 reviews)

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4.73

Based on 140,531 reviews, last reviewed 16th Jun 2026

4125250% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

i faced a problem few recording payments to credit c... i faced a problem few recording payments to credit card the mistake from pay pal said so i gave quick call i got my response very fast Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140531)

Everything work smoothly with me

Everything work smoothly with me Reviewed on: 9th June 2024

PayPal credit has been great for me during my time a...

PayPal credit has been great for me during my time as a student, I’ve been able to budget things by using on my PayPal for certain stuff and then paying it off at the end of the month. They send reminders when a payment is due and the customer service is excellent! Definitely recommended! Reviewed on: 9th June 2024

highly recommended

Easy to apply very secure highly recommended Reviewed on: 9th June 2024

Just works, available to use almost everywhere.

Just works, available to use almost everywhere. Reviewed on: 9th June 2024

Seamless to use

I have found using it seamless so far. Reviewed on: 9th June 2024

Great way to pay for things.

Very simple to make payments, the app is very easy to use and understand, you can talk to customer service through the app and they respond quickly, I really like the way you can pay retailers quick and easy, the PayPal credit is good and you have options which way to pay and sometimes they give you a few months to pay without interest depending on how much you spend. Reviewed on: 9th June 2024

A nightmare 3,weeks. Still not confident.

Up until I cleared my balance, no problems. HOWEVER since CLEARING balance have had 4 unexplained revokes in 3 weeks. Unfortunately the non Irish call centres appear to be reading off a crib sheet. That is assuming you actually get to speak to someone. Each time I'm told no problem with account, yet non Irish call agent wanted to make sure I could "meet" my household bills.. Reviewed on: 9th June 2024

PayPal Credit makes it Easy

PayPal credit helps me manage my finances and makes all my online spending easy and manageable. Keeping up with Payments is made easy with direct debit and monthly or bi weekly payment options. What I enjoy most about PayPal Credit is that it provides simple and adaptable financing alternatives that make it easy to make online purchases and defer payments. It is a practical option for online buying because to its wide acceptance and interaction with PayPal accounts. The PayPal platform is made more user-friendly by the ability to handle payments and trace transactions. Reviewed on: 9th June 2024

Paypal.. Simple...Easy...

Very easy to use app, plenty of great offers with interest free options available with many leading brands and companies. Making online purchasing very easy. App very user friendly and easy to use. Reviewed on: 9th June 2024

Easy App to use.

Easy App to use.. always offering offers on interest free periods Reviewed on: 9th June 2024

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