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PayPal: PayPal Credit reviews

4.73
Based on 143,050 reviews, last reviewed 20th Jun 2026
4239850% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, excellent service, secure Easy to use, excellent service, secure Reviewed on: 20th June 2026
john g's avatar
john g

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143050)

Great deals for special things.

5
Easy to use. Interest free options are great. Helps me get those special things I really want. Reviewed on: 11th June 2024

Great app to track payments.

5
Great app to track payments. Security is also provided. Great customer service when needed. Reviewed on: 11th June 2024

East to use!

5
East to use! Very happy and would highly recommend to family and friends Reviewed on: 11th June 2024

VERY HELPFUL

5
It has helped me a lot in different ways. Reviewed on: 11th June 2024

Easy Flexible Way to Pay

4
PayPal Credit is a real game changer as it allows for payments through this credit option or pay in 3. vast majority of retailer allow this option and it’s easy to pay as with as you log into your PayPal account to use. Reviewed on: 11th June 2024

Top marks No complaints from me

5
No complaints from me. Very easy to use and secure as it could ever be. Will continue to use in the future. Reviewed on: 11th June 2024

Paypal payments

5
Very handy for paying online safely and securly Reviewed on: 11th June 2024

Paypal is just so easy to use, helpful with all purc...

5
Paypal is just so easy to use, helpful with all purchases and very good at protecting you when using your money Reviewed on: 11th June 2024

I have contacted customer service several times, and...

4
I have contacted customer service several times, and everything was always resolved without unnecessary formalities. I have no complaints about PayPal's operations. Reviewed on: 11th June 2024

I always use PayPal credit, I love the flexibility i...

5
I always use PayPal credit, I love the flexibility it gives for paying for online purchases and will continue to use it for a long time to come! Reviewed on: 11th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review