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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143045 reviews)

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4.73

Based on 143,045 reviews, last reviewed 20th Jun 2026

4239600% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good customer service, great experience Good customer service, great experience Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143045)

The fact that l had 0 interest for the first 4 month...

The fact that l had 0 interest for the first 4 months was amazing Reviewed on: 11th June 2024

easy to access, integrated and straight forward

So easy to access as it is integrated into so many check outs and a really great app tii Reviewed on: 11th June 2024

very secure

as reliabe as my high street bank feels very secure Reviewed on: 11th June 2024

Always so helpful and always get the best deals and...

Always so helpful and always get the best deals and interest free credit with PayPal. They always workout your payments to benefit you so you are always paying the lowest interest rate possible. Reviewed on: 11th June 2024

It just works

No issues. Easily apply or pay off credit when needed. Reviewed on: 11th June 2024

Great deals for special things.

Easy to use. Interest free options are great. Helps me get those special things I really want. Reviewed on: 11th June 2024

Great app to track payments.

Great app to track payments. Security is also provided. Great customer service when needed. Reviewed on: 11th June 2024

East to use!

East to use! Very happy and would highly recommend to family and friends Reviewed on: 11th June 2024

VERY HELPFUL

It has helped me a lot in different ways. Reviewed on: 11th June 2024

Easy Flexible Way to Pay

PayPal Credit is a real game changer as it allows for payments through this credit option or pay in 3. vast majority of retailer allow this option and it’s easy to pay as with as you log into your PayPal account to use. Reviewed on: 11th June 2024

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