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PayPal: PayPal Credit reviews

4.73
Based on 143,176 reviews, last reviewed 20th Jun 2026
4245800% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very helpful and have been very prompt at res... Always very helpful and have been very prompt at resolving any issues Reviewed on: 20th June 2026
David C's avatar
David C

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143176)

I use PayPal whenever I am able.

5
I use PayPal whenever I am able. Reviewed on: 11th June 2024

Great experience always seamless transactions

5
Great experience always seamless transactions Reviewed on: 11th June 2024

So convenient for me and i have only had 1 reason to...

5
So convenient for me and i have only had 1 reason to phone customer service and I could not fault the help I received from them Reviewed on: 11th June 2024

Funds are SAFU

5
Paypal have always been my number one when it comes to online payments, knowing your protected gives me solid peace of mind. Reviewed on: 11th June 2024

Comfort in payments

5
Always Safe and easy , and if anything seems unusual Im notify straight away Reviewed on: 11th June 2024

Great for 4 months spread makes life great and thing...

5
Great for 4 months spread makes life great and things more affordable Reviewed on: 11th June 2024

Paypal is easy and safe to use.

5
Paypal is easy to use and provide that extra security when shopping. Reviewed on: 11th June 2024

Simply the best way to pay

5
Pay pal is safe to use , I have used this for many year without any problems, I prefer to pay by PayPal especially if I am purchasing items online Reviewed on: 11th June 2024

PayPal credit was used to buy a luxury item.

5
PayPal credit was used to buy a luxury item. The offer given was great 0% for the duration of contract, can really go wrong. Communication with Paypal team was great and fast with no waiting time. Transaction was really fast and safe. Payments were manageable. Would definitely recommend. Reviewed on: 11th June 2024

Convieiniant

5
Convienient and safe transactions Reviewed on: 11th June 2024

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