Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 143,279 reviews, last reviewed 20th Jun 2026
4250400% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Rates not good but good ease of use and availability Rates are not good but ease of use and availability are very good. It's a bit tricky navigating the app on phone which is where I use it most. Reviewed on: 20th June 2026
Fantas's avatar
Fantas

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143279)

I think it’s just great, I keep telling my friends t...

5
I think it’s just great, I keep telling my friends to join PayPal! Reviewed on: 11th June 2024

Very professional

5
Very professional will always use PayPal if available!! Reviewed on: 11th June 2024

The best experience, I had used it to pay for flight...

5
The best experience, I had used it to pay for flight ticket and the 3 months repayment plans was wonderful Reviewed on: 11th June 2024

Excellent and very safe way to buy anything

5
Excellent and very safe way to buy anything Reviewed on: 11th June 2024

Easy to use, for paying for items and for others.

5
Easy to use, for paying for items and for others. Payments made to clear balance easy too. Reviewed on: 11th June 2024

I’m PayPal user a long time.

5
I’m PayPal user a long time, since this haven’t got credit, it was easy and safe to use. Now with credit it’s the best option to have, It is not expensive as well. The 4 months to pay without interest is a cherry on the cake. Reviewed on: 11th June 2024

I love PayPal credit because of very low interest

5
I love PayPal credit because of very low interest Reviewed on: 11th June 2024

Safe & secure payment method

5
Have been using PayPal for as long as I remember and it is a secure payment system for me. Reviewed on: 11th June 2024

Such an easy app to use, I love the pay in 3 it come...

5
Such an easy app to use, I love the pay in 3 it comes in so handy especially as a single mum getting things for the kids. The PayPal credit is also such a helpful thing to have especially during the cost of living crisis Reviewed on: 11th June 2024

Excellent terms and conditions.

5
Excellent terms and conditions. Accepted almost universally with good buyer protection. Reviewed on: 11th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review