Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 143,336 reviews, last reviewed 20th Jun 2026
4253000% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal & PayPal Credit So far I have had great experience with paying through PayPal & using the PayPal Credit service & would definitely recommend Reviewed on: 20th June 2026
Shal W's avatar
Shal W

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143336)

PayPal is very helpful, and flexible.

5
PayPal is very helpful, and flexible. They have a great customer service and support, very quick response. I will definitely recommend to all my friends. Thanks, Cristi Reviewed on: 11th June 2024

Always been top quality.

5
Always been top quality. Been using paypal for years wouldn't use anything else Reviewed on: 11th June 2024

Best service ever

5
Always used, for over 10 years, two different countries and never had any problem. Used for everything in my daily life. Can't live without it. Reviewed on: 11th June 2024

Good Service Levels and Competitive Interest Rates

4
I have had a PayPal Account for many years I find it to be a very accessible service, competitive rates of interest and easy to use app. The staff are always polite and efficient when you speak with them on the phone and it is good to know they have some UK based staff. Reviewed on: 11th June 2024

Good Credit £ safe and effective respective

5
Good Credit £ safe and effective respective Reviewed on: 11th June 2024

It’s exactly what I need from a credit provider

5
It’s exactly what I need from a credit provider Reviewed on: 11th June 2024

Simple and efficient to use.

5
Simple and efficient to use. Easy to contact if need of assistance. Only flaw would be how long it takes for them to take a payment. Reviewed on: 11th June 2024

PayPal way should be the only way to pay!

5
PayPal always my choice of payment, easy, secure and great rates!! Reviewed on: 11th June 2024

Really good customer service

5
Really good customer service and easy to get in contact with an operator. Reviewed on: 11th June 2024

Very good customer service would highly recommend

5
Very good customer service would highly recommend Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 74328 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products