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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,474 reviews, last reviewed 20th Jun 2026
4259350% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The customer service is excellent and was navigating... The customer service is excellent and was navigating through the app is seco d to none. Above all the security is always excellent Reviewed on: 20th June 2026
nat nia's avatar
nat nia

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143474)

PayPal app has always been easy to navigate and I fe...

5
PayPal app has always been easy to navigate and I feel completely safe and trust using PayPal to make any payments on websites! Automatically use PayPal if that is an option once heading to checkout :) Reviewed on: 11th June 2024
Phoebe W's avatar
Phoebe W

It has really help me though the hard times

5
It has really help me though the hard times Reviewed on: 11th June 2024
Chris H Snr's avatar
Chris H Snr

Excellent Credit Service

5
I’ve been with PayPal Credit a number of years and never had any issues! Reviewed on: 11th June 2024
Natalie A's avatar
Natalie A

Easy and best way for payments and at the same time...

5
Easy and best way for payments and at the same time secure and reliable. Pay in 3 is the best as well as the credit. I enjoy using PayPal most of my transactions are from PayPal Reviewed on: 11th June 2024
Elma V's avatar
Elma V

It is always serious company.

5
It is always serious company. With a lovely and professional customer service, when you give them a call always answer without to much waiting. Reviewed on: 11th June 2024
Nicoleta U's avatar
Nicoleta U

Safe&easy

5
Everything i do and use paypal is great and safe Reviewed on: 11th June 2024
Cristian K's avatar
Cristian K

Always reliable.

5
Always reliable. An excellent product. Reviewed on: 11th June 2024
Liam C's avatar
Liam C

Really easy to use, convenient

5
Really easy to use. I’m able to access the app easily. Payment plans help spread the cost too. Reviewed on: 11th June 2024
Lucia R's avatar
Lucia R

Interesting Had no problem with using the app runs...

5
Interesting Had no problem with using the app runs very smoothly Reviewed on: 11th June 2024
Mark p's avatar
Mark p

Great option to spread payments

5
Easy to organise credit. Easy to track what you owe and when payments are due. The interest free options are really helpful for more costly purchases. Reviewed on: 11th June 2024
Audrey F's avatar
Audrey F

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