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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143504 reviews)

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4.73

Based on 143,504 reviews, last reviewed 20th Jun 2026

4260650% increase in 5 star reviews

in the past 90 days

12200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good promotional offers Helpful with paying off larger items Reviewed on: 20th June 2026

Latest lowest rating:

1

Total frustration I used my password on the app, it refused to let me in. I pressed forgotten password and reset, I had to do this 3 times and I still can't get into my... Read more Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143504)

Excellent payment scheme to afford more expensive items

Excellent payment scheme to afford more expensive items with affordable repayments.Great communication by giving advance information when payments will be drawn from your account.Smooth transactions every time. Reviewed on: 11th June 2024

I love to use and easy to make payments with...

I love to use and easy to make payments with PayPal Reviewed on: 11th June 2024

Everything so quick and easy.

Everything so quick and easy. The reminders or repayments is so good. I prefer this method over some of the other credit firms. It’s my number 1. Reviewed on: 11th June 2024

Ok, it is what it is.

Ok, it is what it is. Charges a little high. Reviewed on: 11th June 2024

Top draw PayPal

Used PayPal since the beginning, they have spent a lot of time ironing out any problems, and now always get it right in the end. Reviewed on: 11th June 2024

I like how the interest is limited until 6 months fo...

I like how the interest is limited until 6 months for purchases and limited amounts to pay back. Reviewed on: 11th June 2024

It’s brilliant really helpful when you need to buy s...

It’s brilliant really helpful when you need to buy something urgently and then pay it back over a few months Reviewed on: 11th June 2024

Long time customer 5*

I’ve been a customer for many years, they have good offers and are always available and helpful if necessary . staff seem pleasant and knowledgeable too Reviewed on: 11th June 2024

Fantastic customer service

I have used PayPal for years and only had one problem with a supplier and they were on 100% and sorted it out for me. Fantastic customer service. Reviewed on: 11th June 2024

Good and flexible means to pay for large purchases

Good and flexible means to pay for large purchases Reviewed on: 11th June 2024

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