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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143431 reviews)

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4.73

Based on 143,431 reviews, last reviewed 20th Jun 2026

4257400% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great review Easy to apply to, easy to use, when ever there are issues there customer service team are great and are happy to help in any way to fix or ease any is... Read more Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143431)

Always good - prompt and effective way of getting mo...

Always good - prompt and effective way of getting money. Many shops use the payment method and the decision making is instant. Reviewed on: 11th June 2024

PayPal is very useful and safe for purchases

PayPal is very useful and safe for purchases Reviewed on: 11th June 2024

Excellent customer service with good rates

Excellent customer service with good rates Reviewed on: 11th June 2024

Used PayPal credit, it was easy and convenient.

Used PayPal credit, it was easy and convenient. Reviewed on: 11th June 2024

Paypal helps scammers to scam people.

Paypal helps scammers to scam people. Reviewed on: 11th June 2024

Handy PayPal Credit!

PayPal credit is a great way to pay for any amount of purchases. From small buys to big one's, it comes in very handy. Never had any issue's with using them, always recommend it to friends or family needing to make a purchase but hasn't got the funds. Easy to keep up with payments, see your statements and just real simple to use. Reviewed on: 11th June 2024

I'm very happy with my PayPal credit experience.

I'm very happy with my PayPal credit experience. Over £99 you get 4 months interest free which is great.The pay in 3 is also a fantastic option which I use alot. Reviewed on: 11th June 2024

I'm very satisfied customer

I'm very satisfied customer, few times cases were opened and Paypal stepped in and helped. If it's possible, I am always trying to pay via Paypal. Reviewed on: 11th June 2024

Great way of purchasing things needed or want, being...

Great way of purchasing things needed or want, being able to spread the cost over instalments helps a great deal. Reviewed on: 11th June 2024

Very easy to use and smooth.

Very easy to use and smooth. Approval is on the spot. Reviewed on: 11th June 2024

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