Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,101 reviews, last reviewed 21st Jun 2026
4287850% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 is good option and comes in handy when you... Pay in 3 is good option and comes in handy when you need something urgently. Reviewed on: 21st June 2026
Humara K's avatar
Humara K

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (144101)

PayPal is good

5
Really good options for pay in 3 and PayPal credit and love how safe my money is using paypal Reviewed on: 12th June 2024
Corum D's avatar
Corum D

Easy to view and manage payments and pay early if yo...

5
Easy to view and manage payments and pay early if you want to. Reviewed on: 12th June 2024
Alex's avatar
Alex

Really easy to use and track credit options.

5
Really easy to use and track credit options. Excellent security for app. Reviewed on: 12th June 2024
Mark S SRV's avatar
Mark S SRV

Great service

5
Always problem solved , guaranteed money back Reviewed on: 12th June 2024
diane p's avatar
diane p

Very easy to use and all ways at hand

5
Very easy to use and all ways at hand Reviewed on: 12th June 2024
Ryan D's avatar
Ryan D

Easy to use and safe to use!

5
Easy to use and safe to use! Good communication, the app is good and easy to use too! Reviewed on: 12th June 2024
Stef W's avatar
Stef W

It is a pleasure for me to use paypal credit.

5
It is a pleasure for me to use paypal credit.Afortable,easy,increase amount.Perfect comunication.It is absolutly perfect. Reviewed on: 12th June 2024
Lili Y's avatar
Lili Y

PayPal Credit for Students useful a...

5
As a student I find PayPal Credit extremely useful as I can manage larger purchases with little to no interest and improving my credit by keeping consistent with repayments. Would definitely recommend as allowances can be very lenient :) Reviewed on: 12th June 2024
v's avatar
v

It's great using PayPal credit for that quick purchase.

5
It's great using PayPal credit for that quick purchase. Reviewed on: 12th June 2024
Simon G's avatar
Simon G

My go to for online shopping

5
I've had PayPal for ages. It's always worked well for me and as the service offering has expanded its definitely my go to for safe purchasing online. Reviewed on: 12th June 2024
Mary Roban 's avatar
Mary Roban

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill