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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144147 reviews)

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4.73

Based on 144,147 reviews, last reviewed 21st Jun 2026

4289950% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve never had a bad experience with them! I’ve never had a bad experience with them! They always help when there’s an issue. Very easy to use. Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144147)

I always use PayPal credit it was a life changer for...

I always use PayPal credit it was a life changer for me at a time I was really struggling Reviewed on: 12th June 2024

PayPal is a great way to pay for item and and also t...

PayPal is a great way to pay for item and and also to purchase items as well. Reviewed on: 12th June 2024

Easy to use.

Easy to use. Always receive help with an issue when required. Problem is always resolved. Reviewed on: 12th June 2024

Pay in 3 good, no xp with customer service.

So far haven't had to deal with customer service so no idea how they respond. The pay in three is my main use on the credit side as it allows for spreading payment without building debt. Reviewed on: 12th June 2024

Customer Service is swift to rectify complaints

Customer Service is swift to rectify complaints Reviewed on: 12th June 2024

I recently had the pleasure of using PayPal Credit,...

I recently had the pleasure of using PayPal Credit, and the experience was nothing short of exceptional. From the moment I opted in, the process was incredibly smooth and user-friendly. Signing up for PayPal Credit was straightforward, with clear instructions and instant approval, allowing me to start using my credit line immediately. One of the standout features is the flexibility it offers. I made several purchases, both small and significant, without any hassle. The ability to split larger expenses into manageable monthly payments has been a game-changer for my budgeting. Moreover, PayPal Credit often provides promotional offers, such as no interest if paid in full within six months, which adds tremendous value. The integration with my existing PayPal account made managing payments effortless. The user interface is intuitive, providing a clear breakdown of my spending, due dates, and available credit. Notifications and reminders ensure I never miss a payment, helping me maintain a good credit standing. Customer service also deserves a mention. On the one occasion I needed assistance, the support team was responsive, knowledgeable, and resolved my query efficiently. Overall, PayPal Credit has enhanced my financial flexibility and purchasing power, making it an indispensable tool in my financial toolkit. I highly recommend it to anyone looking for a reliable and convenient credit solution. Reviewed on: 12th June 2024

Useful credit card whit benefits

Useful credit card whit benefits Reviewed on: 12th June 2024

Very efficient and reliant ,always available for use...

Very efficient and reliant ,always available for use and is user friendly Reviewed on: 12th June 2024

PayPal are fair and helpful lenders

PayPal are fair and helpful lenders Reviewed on: 12th June 2024

None like this seen you paypal

I am very happy with paypal No complaints since I joined always been looked after well excellent company to have Reviewed on: 12th June 2024

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