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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144183 reviews)

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4.73

Based on 144,183 reviews, last reviewed 21st Jun 2026

4291550% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always professional, as you would hope and expect Always professional, as you would hope and expect Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144183)

Smooth experience and makes payments faster.

Smooth experience and makes payments faster. App has gotten even more user friendly now. Reviewed on: 12th June 2024

Excellent services

Good reliable service, responsive and secure, I’ve not experienced any issues in using their services over several years Reviewed on: 12th June 2024

Overall very good, cannot fault it.

Overall very good, cannot fault it. Reviewed on: 12th June 2024

Never any issues.

Never any issues. Done hundreds of payment good value for money Reviewed on: 12th June 2024

Trust me a good company and very safe to use...

Trust me a good company and very safe to use Reviewed on: 12th June 2024

I find paypay great as it protects you and PayPal cr...

I find paypay great as it protects you and PayPal credit has some great benefits Reviewed on: 12th June 2024

PayPall are simply perfect!

I’ve always found that PayPal are fantastic, even if you miss a payment by a couple days, they will help. The staff are great to deal with and always listen. Reviewed on: 12th June 2024

I use PayPal credit on a regular basis for larger pu...

I use PayPal credit on a regular basis for larger purchases. I find the split into three payments great with not spending one chunk of my money in one go. Especially with no interest added too. Reviewed on: 12th June 2024

A highly recommended online banking system!

PayPal is a great app for those who need to make fast online payments. PayPal was one of the only services that has granted me credit as a self employed young adult so I can build my credit score. Highly recommended! They were also very speedy on customer service when I ran into a problem where I didn’t have access to my 2FA while overseas. Reviewed on: 12th June 2024

Very reliable and trustworthy. My go to way to pay

Have been a long time user and feel very confident in the whole experience and the superb quality customer care provided. Very trustworthy and robust. Paypal is always my go to paying ability. Reviewed on: 12th June 2024

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