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PayPal: PayPal Credit reviews

4.73
Based on 144,056 reviews, last reviewed 21st Jun 2026
4285700% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use. Easy to use. User freindly. Really good and very versatile Reviewed on: 21st June 2026
Michaela E's avatar
Michaela E

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144056)

I’ve used PayPal for years, excellent service in all...

5
I’ve used PayPal for years, excellent service in all areas Reviewed on: 12th June 2024

Easy to use, can send money to international friends...

5
Easy to use, can send money to international friends with easy, the pay in 3 or buy now pay later super useduf! Reviewed on: 12th June 2024

Excellent company with fantastic customer service.

5
Excellent company with fantastic customer service. Never had any issues with my money, credit or any issue resolution. Happily will continue using the service and actively advise people to use because of how save it is. Reviewed on: 12th June 2024

Super easy, would really recommend

5
The best way i have used to spread the cost of paying for things Reviewed on: 12th June 2024

Fast and easy

4
It's very easy to set up and also easy to see your information. Reviewed on: 12th June 2024

Easy to use!

5
Very easy to use, makes it very easy to buy essentials that cannot be bought with a single payment. Reviewed on: 12th June 2024

High interest but good process and customer service.

4
High interest but good process and customer service. Reviewed on: 12th June 2024

Limit not getting increased but service is good

4
Limit not getting increased but service is good Reviewed on: 12th June 2024

Its easy to use the paypal credit

5
Its easy to use the paypal credit Reviewed on: 12th June 2024

Excellent service would recommend to family and frie...

5
Excellent service would recommend to family and friends Reviewed on: 12th June 2024

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