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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,979 reviews, last reviewed 21st Jun 2026
4282200% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have never experienced any problems, Customer serv... I have never experienced any problems, Customer service really good! Happy every time. Reviewed on: 21st June 2026
Mario W's avatar
Mario W

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026
Stephanie S's avatar
Stephanie S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143979)

PayPal credit is fantastic

5
I have been using PayPal credit for years and have never had an issue. Customer service that has been provided to myself has always been nothing short of incredible. I have recommended PayPal credit to friends and family and will continue to do so. I also use PayPal credit with all my transactions that I can as it is quick and easy. I honestly couldn’t recommend PayPal credit enough! Reviewed on: 12th June 2024
Paige H's avatar
Paige H

PayPal is excellent for its availability and securit...

5
PayPal is excellent for its availability and security purposes, however, it is totally let down by the fact that when a problem occurs, it is extremely difficult to get access to customer support. Reviewed on: 12th June 2024
Brian Hands's avatar
Brian Hands

Excellent

5
Best facility around absolutely outstanding Reviewed on: 12th June 2024
Robert Neill 's avatar
Robert Neill

Interest free with PayPal is a lifesaver!

5
PayPal credit hasnt disappointed me yet, very easy to use and very reliable. I love being able to have interest free for 4 months as it gives me more time to pay without the worry of added interest. Thanks PayPal:) Reviewed on: 12th June 2024
Chloe's avatar
Chloe

My experience with paypal

5
My experiences have all been good i have had trouble with not getting items and paypal sorted that out for me Reviewed on: 12th June 2024
TD's avatar
TD

Easy to use and setup and helps spread the cost of l...

5
Easy to use and setup and helps spread the cost of large purchases Reviewed on: 12th June 2024
Gary P's avatar
Gary P

Peace of mind with money

5
Excellent service , prompt online reply to questions Reviewed on: 12th June 2024
michelle T's avatar
michelle T

Very good fast and easy way topay, excellent service...

5
Very good fast and easy way to pay, excellent service Reviewed on: 12th June 2024
Fozia bi's avatar
Fozia bi

Perfect for sending money online

5
Really good platform, easy and efficient to send money abroad with safety and security. Reviewed on: 12th June 2024
Shakeel A's avatar
Shakeel A

Best credit agreement no interest for 6 months

5
Best credit agreement no interest for 6 months Reviewed on: 12th June 2024
Larisa B's avatar
Larisa B

Review PayPal: PayPal Credit now

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