Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 143,859 reviews, last reviewed 21st Jun 2026
4276750% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Daras 240179 am satisfied with the very fast and flexible cooperation, convenient interest rates and repayments Reviewed on: 21st June 2026
Dariusz F's avatar
Dariusz F

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026
Stephanie S's avatar
Stephanie S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143859)

Easy & efficient app to use.

5
Easy & efficient app to use. Kept upto date with statements Reviewed on: 12th June 2024

Easy to add the payment method when purchasing and g...

5
Easy to add the payment method when purchasing and gives you flexibility on how much you pay each month Reviewed on: 12th June 2024

The only online payment method I will use.

5
The only online payment method I will use. It is safe and secure and very easy to use. It gives me peace of mind when purchasing goods or services. Reviewed on: 12th June 2024

Was really easy and straightforward

5
Was really easy and straightforward Reviewed on: 12th June 2024

I never had any problems.

5
I never had any problems. Clarity of checkout with 4 months 0% of interest could be improved. Reviewed on: 12th June 2024

I had an emergency back home and didn’t have enough...

5
I had an emergency back home and didn’t have enough money to buy my flight ticket and I used paypal credit which was so convenient Reviewed on: 12th June 2024

Great app that's user friendly.

5
Easy to use, payment dates are made clear. Excellent app, easy to log in and user friendly. Pay in 3 is a lifesaver. Reviewed on: 12th June 2024

PayPal best online payment tool

5
Best way to pay online, with so many security features. Reviewed on: 12th June 2024

Pay pal credit help me a lot to buy things and pay n...

5
Pay pal credit help me a lot to buy things and pay nothing for 4 months Reviewed on: 12th June 2024

Why aren't you using Paypal?

5
Been using paypal for a number of years and it's only got better every year. New options, easy to use and very functional. Thanks Pay pal. Love the pay in 3 options , it makes budgeting easier and there are credit options to help you just when you need it. Easy to access and secure. Can't fault it. Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 74721 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products