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PayPal: PayPal Credit reviews

4.73
Based on 143,629 reviews, last reviewed 21st Jun 2026
4266150% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable, can use it on many shops Very reliable, can use it on many shops Reviewed on: 21st June 2026
kaz's avatar
kaz

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143629)

Easy way to get your favourite things

5
Easy way to get your favourite things Reviewed on: 11th June 2024

I really love PayPal, it’s very easy to use and reli...

5
I really love PayPal, it’s very easy to use and reliable.. Reviewed on: 11th June 2024

Paypal credit is my first ever form of credit and i’...

5
Paypal credit is my first ever form of credit and i’ve really enjoyed how easy it is Reviewed on: 11th June 2024

PayPal Power

5
I've used PayPal for years, I find it's always been quick, easy and useful for payments of all kinds. Reviewed on: 11th June 2024

Very useful flexible service - good reminders and si...

5
Very useful flexible service - good reminders and simple to use Reviewed on: 11th June 2024

Game changer

5
The ease of use is second to none fantastic payment tool. Reviewed on: 11th June 2024

Balance transfer or Cash transfers not available to...

5
Balance transfer or Cash transfers not available to transfer balances from other credit cards Reviewed on: 11th June 2024

Always works and is clear.

5
Always works and is clear. App is well laid out. Feels secure Reviewed on: 11th June 2024

PayPal is great

5
I use PayPal and PayPal credit for almost any purchase online, it adds security to all my purchases meaning if anything does go wrong I can claim through PayPal and they will investigate this. It adds peace of mind to your purchases Reviewed on: 11th June 2024

PayPal credit has been a great tool for my online pu...

5
PayPal credit has been a great tool for my online purchases, easy to repay back monthly. Regular emails to keep me updated! Love it Reviewed on: 11th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review