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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143616 reviews)

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4.73

Based on 143,616 reviews, last reviewed 21st Jun 2026

4265500% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

I really appreciate the 0% APR offers. I really appreciate the 0% APR offers. It enables me to split the payments without worrying that my debt is increasing. It is also very easy to set up... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143616)

PayPal Power

I've used PayPal for years, I find it's always been quick, easy and useful for payments of all kinds. Reviewed on: 11th June 2024

Very useful flexible service - good reminders and si...

Very useful flexible service - good reminders and simple to use Reviewed on: 11th June 2024

Game changer

The ease of use is second to none fantastic payment tool. Reviewed on: 11th June 2024

Balance transfer or Cash transfers not available to...

Balance transfer or Cash transfers not available to transfer balances from other credit cards Reviewed on: 11th June 2024

Always works and is clear.

Always works and is clear. App is well laid out. Feels secure Reviewed on: 11th June 2024

PayPal is great

I use PayPal and PayPal credit for almost any purchase online, it adds security to all my purchases meaning if anything does go wrong I can claim through PayPal and they will investigate this. It adds peace of mind to your purchases Reviewed on: 11th June 2024

PayPal credit has been a great tool for my online pu...

PayPal credit has been a great tool for my online purchases, easy to repay back monthly. Regular emails to keep me updated! Love it Reviewed on: 11th June 2024

Very helpful and easy to use.

Very helpful and easy to use. There's no surprise with payment plans, and you can choose what suits you. Reviewed on: 11th June 2024

Simple and Cost effective

It provides a simple and cost effective way of spreading the costs of bigger ticket items. Paypal’s ubiquitousness means it’s usually available for online purchases and it has enabled me to buy more durable things that’ll save me in the longer term Reviewed on: 11th June 2024

Easy to use and easy to bother pay one off payments...

Easy to use and easy to bother pay one off payments or set up regular payments Reviewed on: 11th June 2024

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