Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,330 reviews, last reviewed 22nd Jun 2026
4298150% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good dispute resolution but communication could be i... Good dispute resolution but communication could be improved Reviewed on: 22nd June 2026
Gigi's avatar
Gigi

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (144330)

Always had good service and never had a problem x...

5
Always had good service and never had a problem x Reviewed on: 9th June 2026
Victoria D's avatar
Victoria D

Always there when I need it.

5
Always there when I need it. Really easy to use... Reviewed on: 9th June 2026
Lisa C's avatar
Lisa C

Amazing customer service, always there to help and s...

5
Amazing customer service, always there to help and support .PayPal credit option is amazing.Thank you PayPal Reviewed on: 9th June 2026
Branislav A's avatar
Branislav A

Great customer Service

5
Great customer Service and excellent problem solving ability. Reviewed on: 9th June 2026
Amir S's avatar
Amir S

Received £20 off 1st credit purchase

5
Received £20 off 1st credit purchase Reviewed on: 9th June 2026
Katie C's avatar
Katie C

General speaking, PayPal is good customer service.

4
General speaking, PayPal is good customer service. Reviewed on: 9th June 2026
AZ's avatar
AZ

Been using PayPal for many years and enjoy the ease...

5
Been using PayPal for many years and enjoy the ease of use with multiple retailers, transfers between friends or family and the confidence of a safe and secure system. Love spreading the cost of things interest free and being able to keep track of spending so easily on one platform. Reviewed on: 9th June 2026
Tom W's avatar
Tom W

Smart Spend

5
PayPal is a great way to spread payments without paying interest Reviewed on: 9th June 2026
Pauline W's avatar
Pauline W

Always great customer service when needed, very quic...

5
Always great customer service when needed, very quick efficient and effective Reviewed on: 9th June 2026
Vicky's avatar
Vicky

Great credit provider, would use again

5
Great credit provider, would use again Reviewed on: 9th June 2026
Sophie M's avatar
Sophie M

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill