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PayPal: PayPal Credit reviews

4.73
Based on 144,317 reviews, last reviewed 22nd Jun 2026
4297500% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use, hassle free and convenient. It’s easy to use, hassle free and convenient. Reviewed on: 22nd June 2026
M MK's avatar
M MK

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144317)

Great customer Service

5
Great customer Service and excellent problem solving ability. Reviewed on: 9th June 2026

Received £20 off 1st credit purchase

5
Received £20 off 1st credit purchase Reviewed on: 9th June 2026

General speaking, PayPal is good customer service.

4
General speaking, PayPal is good customer service. Reviewed on: 9th June 2026

Been using PayPal for many years and enjoy the ease...

5
Been using PayPal for many years and enjoy the ease of use with multiple retailers, transfers between friends or family and the confidence of a safe and secure system. Love spreading the cost of things interest free and being able to keep track of spending so easily on one platform. Reviewed on: 9th June 2026

Smart Spend

5
PayPal is a great way to spread payments without paying interest Reviewed on: 9th June 2026

Always great customer service when needed, very quic...

5
Always great customer service when needed, very quick efficient and effective Reviewed on: 9th June 2026

Great credit provider, would use again

5
Great credit provider, would use again Reviewed on: 9th June 2026

PayPal Review

5
Any issues are dealt with promptly Reviewed on: 9th June 2026

Good service and customer service

5
Good service and customer service Reviewed on: 9th June 2026

Brillant service

5
Brillant service i have used paypal for many years wouldnt go anywhere else Reviewed on: 9th June 2026

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