Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,463 reviews, last reviewed 22nd Jun 2026
4304150% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A convenient and safe way to pay for online items... A convenient and safe way to pay for online items Reviewed on: 22nd June 2026
Jody P's avatar
Jody P

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (144464)

Everything I needed was explained fully

5
Everything I needed was explained fully Reviewed on: 10th June 2026
Jat's avatar
Jat

flawless

5
So flawless in every way every thing so simple to do on PayPal Reviewed on: 10th June 2026
seamus m's avatar
seamus m

A great service.

5
A great service. ............... Reviewed on: 10th June 2026
Jerry 's avatar
Jerry

So far so great with Paypal credit card

5
I have always had a good experience talking to your colleagues when I needed help and any questions answered, all of your colleagues who have answered my calls in the past have always answered my questions honestly and professionally think ways have been kind and friendly Reviewed on: 10th June 2026
Stephen M Hearn's avatar
Stephen M Hearn

Been with PayPal for over ten years, great app and g...

5
Been with PayPal for over ten years, great app and great service Reviewed on: 10th June 2026
Todd F's avatar
Todd F

Easy to use App & Physical Card Option

5
Easy to use App. Ability to have a physical credit card with 0% payment options Reviewed on: 10th June 2026
Warren Snook's avatar
Warren Snook

No issues

5
Any issues have been dealt with qyickl Reviewed on: 10th June 2026
Denis D's avatar
Denis D

PayPal all the way!

5
I love PayPal because it feels secure, I can also access multiple bank accounts without needing my physical card which is very handy. It’s my preferred was to pay for purchases. I also love the reward system and options to pay in different ways such as buy now pay later, 4 month 0% interest etc. Reviewed on: 10th June 2026
Stephanie H's avatar
Stephanie H

I love paypal credit.

5
I love paypal credit. So flexible and even better now you can have a physical card Reviewed on: 10th June 2026
Joanne B's avatar
Joanne B

Love PayPal especially the pay in 3 option

5
Love PayPal especially the pay in 3 option Reviewed on: 10th June 2026
catherine s's avatar
catherine s

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill