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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144545 reviews)

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4.73

Based on 144,545 reviews, last reviewed 22nd Jun 2026

4308000% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy payments with good opportunities for interest f... Easy payments with good opportunities for interest free over a period of time or payment plans that are affordable for those more expensive purchases Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144545)

Seamless transaction and easy support available.

Seamless transaction and easy support available. I personal experience with credit was really good and I have been using it for at least 2 years. Their charges are well explained. The interest is heavy if not paid on time. They also consider increasing the limit with my consent. Reviewed on: 10th June 2026

Never an issue super easy to yse

Never an issue super easy to yse Reviewed on: 10th June 2026

Simple to use and it feels really safe.

Simple to use and it feels really safe. It is great to have an option for 0% payments as a short term option which just helps to support those bigger purchases sometimes. Reviewed on: 10th June 2026

Very good facility using the pay in 3,

Very good facility using the pay in 3, Reviewed on: 10th June 2026

PayPal for the win!

I have been using PayPal for a number of years and have become a valuable customer. PayPal is always easy to use and is recognised almost everywhere now which is excellent. It's so simple when you can break down the cost of larger items or have longer to pay for them. I really enjoy using PayPal and it's very easily managed. Reviewed on: 10th June 2026

Good service

Easy to use and very reliable, I am using since years with no issue at all Reviewed on: 10th June 2026

Easy to use and no interest pay in three is very use...

Easy to use and no interest pay in three is very useful Reviewed on: 10th June 2026

Easy to use and easy to track,which is what I apprec...

Easy to use and easy to track,which is what I appreciate in a service. Reviewed on: 10th June 2026

Really helpful service, however I struggle to find m...

Really helpful service, however I struggle to find my statements and interest Reviewed on: 10th June 2026

Very easy to Registered

Very easy to Registered.go to the website and then after few minutes tell you how much you are eligible to get credit Reviewed on: 10th June 2026

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